What are the minimum requirements for a credit score?

In order to receive a valid Credit Score, the

credit report

must have at least one account opened for six months

or more.

At least one account that has been reported to

the credit bureau within the past six months.

No indication of deceased on the credit report

(Please note, if you share an account with

another person this may affect you if the

other account holder is reported deceased).

The minimum scoring criteria may be satisfied

by a single account or by multiple accounts

on a credit file. In certain rare cases, whether a

given credit report qualifies for a credit score

may vary across different credit score versions.

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