ABOUT EXCELLENT CREDIT  SCORE BASICS


Our mission is to show you how valuable

it is to know your credit score  We also know

how important your credit score is to

others -banks, lenders, landlords and

Employers banks, brokers, lenders.

We only encourage responsible

credit card use. This means paying on time

and in full every month to avoid fees and

credit debt. 

We do not encourage attempts to

manipulate credit scoring systems in

tricky ways.

We do not encourage constantly applying

for and cancelling cards to game

sign-up bonuses.

Our focus is on the long term

building habits and knowledge that

lead to excellent credit and finding

the right cards if you decide credit cards

are right for you. So we are here to help you get all

the information plus our credit score

team hits all these notes.

Get in touch

excellentcreditscorebasics@gmail.com

+1 (780) 850 7159

EXCELLENT TIPS TO REMEMBER

Borrowing and repaying your credit card

bill on time, in addition to not carrying a

large balance is one of the most important

things you can do to build up a great

credit score. The card companies report

your payment behaviour to the credit bureaus.
Keeping an overall low credit utilization  is

key to keeping a high credit score. 

However having at least one account

with a high balance can hurt your score

even if your overall utilization is low.

Make sure your score wont suffer by

spreading out a

low utilization across all your accounts.

Contact Us Today

We want to hear from you
Why Its Important to know your score


To improve your score, To apply for a credit card

To apply for a mortgage, To apply for a rental

To apply for a car loan, To apply for a personal loan

A WORD OF CAUTION ABOUT TRAILING INTEREST


Trailing interest is the amount of interest that

 adds up between when a credit card bill is 

sent and when payment is received. 

It is also called Residual Interest.. It only 

applies when you carry a balance on 

your credit card

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