ABOUT EXCELLENT CREDIT SCORE BASICS
Our mission is to show you how valuable
it is to know your credit score We also know
how important your credit score is to
others -banks, lenders, landlords and
Employers banks, brokers, lenders.
We only encourage responsible
credit card use. This means paying on time
and in full every month to avoid fees and
We do not encourage attempts to
manipulate credit scoring systems in
We do not encourage constantly applying
for and cancelling cards to game
Our focus is on the long term
building habits and knowledge that
lead to excellent credit and finding
the right cards if you decide credit cards
are right for you. So we are here to help you get all
the information plus our credit score
team hits all these notes.
Get in touch
+1 (780) 850 7159
EXCELLENT TIPS TO REMEMBER
Borrowing and repaying your credit card
bill on time, in addition to not carrying a
large balance is one of the most important
things you can do to build up a great
credit score. The card companies report
your payment behaviour to the credit bureaus.
Keeping an overall low credit utilization is
key to keeping a high credit score.
However having at least one account
with a high balance can hurt your score
even if your overall utilization is low.
Make sure your score wont suffer by
spreading out a
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To improve your score, To apply for a credit card
To apply for a mortgage, To apply for a rental
To apply for a car loan, To apply for a personal loan
Trailing interest is the amount of interest that
adds up between when a credit card bill is
sent and when payment is received.
It is also called Residual Interest.. It only
applies when you carry a balance on
your credit card