we can answer any questions you have on your credit scores and how to improve your score

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how do i improve my credit score?

GET A SECURED CREDIT CARD TO BUILD CREDIT

You have to have credit to build credit — which can be hard if your income is low or you're unemployed and lenders aren't willing to take a chance on you. If you're in this situation, you should get a secured card to build your credit.

Banks and credit unions offer secured credit cards, which act like traditional credit cards but require a deposit that acts as your line of credit

If you have a limited income, then a secured card is a very good option.

If you can save for a deposit for a few months and then open the card, in as little as nine months, you can establish a credit score or add enough positive information to increase your score

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