8 REASONS WHY YOU NEED CREDIT REPAIR TODAY

Below are 8 key reasons why you should enlist a credit repair company


1. HIRING A CREDIT REPAIR COMPANY CAN HELP YOU

QUALIFY FOR THE CREDIT CARD YOU WANT. 

credit repair service can help you repair your credit score, so that you too can finally qualify for  credit card perks

2. HIRING A CREDIT REPAIR COMPANY CAN GET

THE DEBT COLLECTORS OFF YOUR BACK

A credit repair company can potentially send cease and desist letters to these collection agencies on your behalf.

QUICKEST WAYS TO RAISE YOUR SCORE

The quickest ways to raise your score include paying down debt and improving your debt-to-credit ratio, also known as your credit utilization.

Opening a new credit card without paying down any debt can improve your credit utilization.

Applying for a card can lower your score, but generally only by a few points.

Another way to raise your score quickly is to start making your payments on time. This will raise a score faster for a person with little credit history and no credit problems than it will for someone with a major credit problem.

Another way to quickly raise your score is to remove incorrect, negative information on your credit reports.

You can get free copies of your two reports  by going to the websites of the two main credit-reporting agencies in Canada, TransUnion and Equifax.

If you find negative information, follow the directions on the credit report for challenging the information and getting it removed.

3. HIRING A CREDIT REPAIR COMPANY CAN HELP YOU

SAVE MONEY ON INTEREST  

When your credit score is low, you will only be able to get high interest rates whenever you apply for a credit card or loan. 

When you repair your credit and get your score up, you will be able to qualify for more competitive rates which will save you money.

4. HIRING A CREDIT REPAIR COMPANY

CAN SAVE YOU TIME AND STRESS

Hiring the right credit repair company takes all this  stress away for you.  The last thing you want to do is start the process and do something wrong or miss a step altogether, taking you back to square one.

5. HIRING A CREDIT REPAIR COMPANY

CAN HELP YOU LAND THE JOB OF YOUR DREAMS

 Some employers actually check the credit scores of job applicants before they hire them.

Your ability to get your dream job may be affected by your credit. Repair your credit so you can increase your job opportunities .

6. HIRING A CREDIT REPAIR COMPANY CAN

MEAN NO MORE SECURITY DEPOSITS

When you sign up for service for your utilities and phone, your credit score will be checked.  If you are viewed as a risk, many providers will make you put money towards a security deposit. 

When you repair your credit, you won't be hit with having to provide a security deposit.


7.HIRING A CREDIT REPAIR COMPANY CAN KEEP YOU FROM CONSIDERING OTHER FINANCING SOLUTIONS

There are cash advances, payday loans or short-term installment loans, to name a few that caters to people with bad credit 

You will be paying very high interest as the lender will go directly to your account to take out money to pay the loan and it is nearly impossible to cancel or stop the payment. 

 This of course leads to additional bank fees.  The key takeaway is that these types of lending tools should be avoided at all costs.  Do the smart thing and get your credit repaired with a reputable credit repair service.

8.HIRING A CREDIT REPAIR COMPANY CAN

MEAN NO MORE SECURITY DEPOSITS

When you sign up for service for your utilities and phone, your credit score will be checked.  If you are viewed as a risk, many providers will make you put money towards a security deposit. 

When you repair your credit, you won't be hit with having to provide a security deposit.

871 credit score good
FINAL THOUGHTS

These are just some of the reasons why you should pursue credit repair in 2019. Please contact us If you still need information about committing to the process.

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Another way to quickly raise your score is to remove incorrect, negative information on your credit reports.
QUICKEST WAYS TO RAISE YOUR SCORE

The quickest ways to raise your score include paying down debt and improving your debt-to-credit ratio, also known as your credit utilization.

Opening a new credit card without paying down any debt can improve your credit utilization.

Applying for a card can lower your score, but generally only by a few points.

Another way to raise your score quickly is to start making your payments on time. This will raise a score faster for a person with little credit history and no credit problems than it will for someone with a major credit problem.

Another way to quickly raise your score is to remove incorrect, negative information on your credit reports.

You can get free copies of your two reports  by going to the websites of the two main credit-reporting agencies in Canada, TransUnion and Equifax.

If you find negative information, follow the directions on the credit report for challenging the information and getting it removed.